
PBC 3DS: Native 3D Secure for Voice Payments
PBC 3DS removes PSD2 friction in voice payments by enabling SCA authentication within the same call, without redirects, web links or channel switching.

PBC 3DS removes PSD2 friction in voice payments by enabling SCA authentication within the same call, without redirects, web links or channel switching.

Pay by Call and Comercia Global Payments have reached a preferred partnership agreement to accelerate the deployment of secure voice payments in enterprises and contact centers. The alliance combines Comercia’s operational speed with Pay by Call’s expertise in secure IVR, PBC 3DS and conversational AI to reduce friction, abandonment and dependence on traditional Pay by Link flows.

Pay by Call SL sets a new industry standard by patenting PBC 3DS, the only technology capable of integrating native 3D Secure into the voice channel. Combined with Empathic Conversational AI, we solve the PSD2 security gap for Public Administrations and large corporations, eliminating payment friction and abandonment.

Barcelona, February 20, 2026. — Pay by Call SL, a Spanish company specialized in PCI-DSS–certified secure telephone payment solutions (IVR Payments), has once again been

At Pay by Call S.L., we continue to strengthen our commitment to security, quality, and excellence in all our services. Our company has specialized in

Seville, August 1, 2025. — The Aljarafe Water Utility (ALJARAFESA), the public company managing water services for a large part of the Seville metropolitan area,

This company, based in Madrid, is a telecommunications operator specialized in secure credit card payments via IVR on telephone calls and in compliance with the