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Day: 8 November 2026

What If Two Technologies Designed to Combat Banking Fraud Were to Block Each Other?

Infographic illustrating interoperability between Active Call Detection (ACD) and EMV 3DS 3RI, showing a customer making a secure telephone card payment, a contact center agent, biometric authentication and the transition from MOTO to ATO.

Could two fraud-prevention technologies end up blocking each other? Discover how Active Call Detection (ACD) may interfere with EMV 3DS 3RI authentication during legitimate telephone payments, potentially limiting fraud liability shift and the growth of Secure Voice Commerce. Explore the transition from MOTO to ATO and its implications for conversational AI, payment passkeys and future Agentic Commerce.