ATO: Secure Telephone Payments with PBC 3DS

ATO — Authenticated Telephone Order: The Birth of Authenticated Telephone Payments

From insecure MOTO payments to secure ATO telephone payments with PBC 3DS, native 3D Secure, SCA and no Pay by Link.

ATO — Authentication Telephone Order — is the evolution of traditional MOTO payments into secure, authenticated telephone transactions. PBC 3DS enables SCA and native 3D Secure within the voice channel, removing the need for Pay by Link and reducing friction and abandonment.